Title, Escrow, and Real Estate Closing Terms

Title and closing pages explain how ownership is documented, checked, transferred, and insured. This section focuses on the records and closing mechanics that help a buyer, seller, or owner understand what is being transferred and what risks may still attach to the property.

These pages matter because a deal is not only about agreeing on price. It is also about confirming ownership, clearing problems, handling funds correctly, and documenting the transfer in a way that will hold up later.

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• Title
• Deed
• Escrow
• Title Insurance
• Chain of Title

In this section

• Chain of Title and Ownership History
  Chain of title means the documented sequence of ownership transfers and recorded interests affecting a property over time.
• Deed Used to Transfer Real Property
  A deed is the written instrument used to transfer a real-property interest from one party to another.
• Escrow in Real Estate Closing
  Escrow is a neutral holding arrangement for money, documents, or property until stated contract conditions are satisfied.
• Property Title and Ownership Status
  Title means the ownership interest in property and the record-supported state of that ownership at a given time.
• Title Insurance and Covered Title Risk
  Title insurance protects against covered losses caused by title defects, ownership problems, or record issues affecting the property.